Calcolatore TFR
Rivalutazione = 1.5% fisso + 75% indice ISTAT. Default: 1.5%
Domande Frequenti
Come si calcola il TFR?
Il TFR annuo si calcola dividendo la retribuzione annua per 13.5. Ogni anno, il TFR già accantonato viene rivalutato con un tasso fisso dell'1.5% più il 75% dell'indice ISTAT dei prezzi al consumo.
Come viene tassato il TFR?
Il TFR è soggetto a tassazione separata. L'aliquota applicata è l'aliquota media IRPEF calcolata sugli ultimi 5 anni di reddito. Questo calcolo usa l'aliquota media basata sulla RAL attuale come approssimazione.
Conviene lasciare il TFR in azienda o versarlo a un fondo pensione?
Dipende dalla situazione individuale. Il fondo pensione offre vantaggi fiscali (deducibilità contributi, tassazione agevolata) e potenzialmente rendimenti maggiori. Il TFR in azienda offre una rivalutazione garantita minima.
How is TFR calculated?
The annual TFR is calculated by dividing the annual salary by 13.5. Each year, the accrued TFR is revalued at a fixed rate of 1.5% plus 75% of the ISTAT consumer price index.
How is TFR taxed?
TFR is subject to separate taxation. The rate applied is the average IRPEF rate calculated on the last 5 years of income. This calculation uses the average rate based on current RAL as an approximation.
Is it better to leave TFR in the company or contribute to a pension fund?
It depends on the individual situation. A pension fund offers tax benefits (deductible contributions, preferential taxation) and potentially higher returns. TFR in the company offers a guaranteed minimum revaluation.
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