Quando vai in pensione

Per la vecchiaia servono 67 anni di età e almeno 20 anni di contributi. Per la anticipata bastano i contributi, a prescindere dall'età: 42 anni e 10 mesi per gli uomini, 41 anni e 10 mesi per le donne.

Torna l'adeguamento alla speranza di vita: un mese in più nel 2027 e tre mesi dal 2028. La vecchiaia passa quindi a 67 anni e un mese nel 2027 e a 67 anni e tre mesi nel 2028, con gli stessi scatti sui requisiti contributivi della anticipata.

È l'intervallo fra il momento in cui maturi il requisito e il primo assegno. Sulla pensione anticipata sono tre mesi nel settore privato e dodici nel pubblico impiego. Sulla vecchiaia la decorrenza è il mese successivo a quello in cui maturi il diritto.

No, copre i due canali ordinari. Restano fuori i lavori gravosi e usuranti, l'Ape sociale, l'opzione donna, la pensione anticipata contributiva per chi ha il primo versamento dopo il 1995 e i casi di contribuzione mista o estera. Per quelli serve l'estratto contributivo e una verifica caso per caso.

The old-age pension needs 67 years of age and at least 20 years of contributions. Early retirement needs contributions only, whatever your age: 42 years and 10 months for men, 41 years and 10 months for women.

Life expectancy indexation is back: one month more in 2027 and three months from 2028. The old-age threshold therefore becomes 67 years and one month in 2027 and 67 years and three months in 2028, with the same steps on the early retirement contribution requirements.

It is the gap between meeting the requirement and the first payment. For early retirement it is three months in the private sector and twelve in the public sector. For the old-age pension payment starts the month after you qualify.

No, it covers the two ordinary routes. Arduous work schemes, social bridges, the women option, the contribution-based early route for those who started paying after 1995 and mixed or foreign contributions all sit outside it. Those need your contribution record and a case-by-case check.

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