Binatomy
Unemployment

NASpI Calculator 2026

Calculate the monthly amount, duration and décalage of the Italian NASpI unemployment benefit with 2026 INPS parameters: €1,456.72 threshold and €1,584.70 gross monthly cap. Includes a net estimate with 2026 income tax.

Input data

Start from your last gross salary: the average pay is estimated on that basis.

€

From age 55 the décalage starts at the 8th month.

Contributions already used for a NASpI do not count towards the duration.

2026 parameters

75% threshold1456,72 €
Monthly cap1584,70 €

Source: INPS circular no. 4/2026 (+1.4% indexation). 2026 income tax: 23% / 33% / 43% (Law 199/2025).

Enter your data to calculate the NASpI

FAQ

Frequently Asked Questions

Requirements, amounts and duration of NASpI 2026

How is the NASpI 2026 amount calculated?

Taxable pay from the last 4 years is divided by the number of contribution weeks and multiplied by 4.33, giving the average monthly pay. If it is at or below €1,456.72 the NASpI equals 75% of it; above that, 25% of the excess is added, up to the €1,584.70 gross monthly cap.

How long does NASpI last?

It is paid for a number of weeks equal to half the contribution weeks in the 4 years before termination, up to 104 weeks (24 months). Contributions already used for a previous NASpI are not counted again.

What is the décalage and when does it start?

It is the 3% monthly reduction of the benefit, applied each month to the previous month's amount (so it compounds). It starts on the first day of the sixth month of payment, i.e. day 151; for those aged 55 or over at the termination date it moves to the eighth month (day 211).

What are the requirements to get NASpI?

You need involuntary unemployment status and at least 13 weeks of contributions in the previous 4 years. The requirement of 30 days of actual work in the last year has been abolished. Since 2025, anyone who voluntarily resigned from another job in the previous 12 months must have accrued at least 13 weeks of contributions after that resignation. The application must be filed within 68 days of termination.

When does NASpI start and when is it paid?

If the application is filed within eight days of termination, the benefit starts on the eighth day after termination; if filed later, it starts the day after the application. Monthly payments usually arrive between the middle and the end of the month following the reference month.

Is NASpI taxed? How much is the net amount?

NASpI is subject to income tax, withheld directly by INPS as withholding agent (23% base rate in the first bracket), but not to social security contributions: NASpI periods are credited with notional contributions. If requested in the application, INPS also applies tax deductions, which noticeably increase the net amount. Regional and municipal surtaxes are settled in the tax return.

How is the monthly amount worked out?

From the average pay of the last four years of contributions. The benefit is 75 per cent of that up to a threshold set each year, plus a quarter of the part above it, capped at a monthly ceiling.

How long does the benefit last?

For half the weeks of contributions paid in the four years before the job ended, up to a maximum of 24 months. The calculator works the duration out from the weeks you enter.

What is the taper from the sixth month?

From the sixth month of payment the amount falls by 3 per cent each month. Over a long claim the reduction is substantial, which is why the calculator shows the monthly figure rather than one average.

Does my data stay private?

Yes, and not because we promise it: this tool runs entirely inside your browser. What you type or upload never leaves your device, so it never reaches a server of ours and there is nothing we could keep, read or lose. You can check it yourself: open the page, disconnect from the internet, and the tool keeps working.

Do you store what I enter?

No. There is no database behind this tool: we do not store your files, your text or your results. When you close the tab nothing is left — not here with us, because it never arrived, and not anywhere else.

Do you profile me? Are you GDPR compliant?

We do not profile you: there is no account to create, we never ask for your email to use a tool, and we keep no profile of what you do. We are an Italian company and we work under the GDPR and the other European rules, with the privacy notice and the consent request in plain sight. One thing we say in full rather than hiding it behind a slogan: the ads on the page are Google's, and Google may use cookies to personalise them. You decide from the consent banner: if you say no the ads stay, but they are not personalised, and the tool works exactly the same.

If it is free, how do you make money?

From the ads on the page, and that is all. We do not sell your data, there is no hidden paid plan, there is no limit that eventually asks for your card, and you do not have to sign up. The ads pay for the servers and for the time we spend writing the tools: that is how we can keep them open to everyone.