QR Bonifico SEPA
Il tuo QR code
Inquadra il QR con l'app della tua banca per compilare automaticamente il bonifico. Standard EPC (European Payments Council).
Domande Frequenti
Tutto quello che devi sapere sul QR per bonifici SEPA
Cos'è un QR code EPC per bonifici SEPA?
È un QR code standard definito dall'European Payments Council (EPC069-12) che contiene tutti i dati di un bonifico: beneficiario, IBAN, importo e causale. Inquadrandolo con l'app della tua banca, i campi del bonifico si compilano automaticamente, evitando errori di trascrizione.
Il BIC è obbligatorio?
No. Per i bonifici SEPA all'interno dell'Area Unica dei Pagamenti in Euro il BIC non è più necessario: basta l'IBAN. Puoi comunque inserirlo se la tua banca lo richiede o per bonifici verso alcuni paesi. Se lo lasci vuoto, il campo BIC nella stringa EPC rimane vuoto.
I miei dati sono al sicuro?
Sì. Il QR code viene generato interamente nel tuo browser: nessun dato (IBAN, importo, beneficiario) viene inviato a un server. Il pagamento avviene solo quando confermi il bonifico nell'app della tua banca dopo aver scansionato il codice.
What is an EPC QR code for SEPA transfers?
It is a standard QR code defined by the European Payments Council (EPC069-12) that contains all the data of a transfer: beneficiary, IBAN, amount and remittance. By scanning it with your banking app, the transfer fields fill in automatically, avoiding typing errors.
Is the BIC required?
No. For SEPA transfers within the Single Euro Payments Area the BIC is no longer required: the IBAN is enough. You can still add it if your bank requires it or for transfers to certain countries. If you leave it blank, the BIC field in the EPC string stays empty.
Is my data safe?
Yes. The QR code is generated entirely in your browser: no data (IBAN, amount, beneficiary) is sent to a server. The payment happens only when you confirm the transfer in your banking app after scanning the code.
Does my data stay private?
Yes, and not because we promise it: this tool runs entirely inside your browser. What you type or upload never leaves your device, so it never reaches a server of ours and there is nothing we could keep, read or lose. You can check it yourself: open the page, disconnect from the internet, and the tool keeps working.
Do you store what I enter?
No. There is no database behind this tool: we do not store your files, your text or your results. When you close the tab nothing is left — not here with us, because it never arrived, and not anywhere else.
Do you profile me? Are you GDPR compliant?
We do not profile you: there is no account to create, we never ask for your email to use a tool, and we keep no profile of what you do. We are an Italian company and we work under the GDPR and the other European rules, with the privacy notice and the consent request in plain sight. One thing we say in full rather than hiding it behind a slogan: the ads on the page are Google's, and Google may use cookies to personalise them. You decide from the consent banner: if you say no the ads stay, but they are not personalised, and the tool works exactly the same.
If it is free, how do you make money?
From the ads on the page, and that is all. We do not sell your data, there is no hidden paid plan, there is no limit that eventually asks for your card, and you do not have to sign up. The ads pay for the servers and for the time we spend writing the tools: that is how we can keep them open to everyone.