DEEDBuying a homeItaly home purchase taxes calculator
You find it in the land registry extract (visura catastale). With it, the taxes are paid on the cadastral value.
Mortgage, notary and estate agent
Frequently asked questions
Taxes on buying a home in Italy
How much tax do you pay on a first home bought from a private seller in Italy?
Registration tax (imposta di registro) at 2% of the cadastral value, with a minimum of 1,000 euro, plus 50 euro of land registry tax (imposta ipotecaria) and 50 euro of cadastral tax. For a second home the registration tax rises to 9%. The deed still states the real price paid.
What is the «prezzo valore» rule?
Anyone buying a home from a private individual can pay the taxes on the cadastral value instead of the price: the cadastral income (rendita catastale) times 1.05, then times 110 for a first home or 120 for any other. It is usually far below the price, which is why the calculator asks for the rendita.
What changes when buying from a builder?
If the company sells with VAT you pay VAT on the price: 4% for a first home, 10% for other homes, 22% for luxury homes in cadastral categories A/1, A/8 and A/9. Registration, land registry and cadastral taxes become fixed at 200 euro each. A mortgage adds a tax of 0.25% of the loan on a first home, 2% on the others.
Who qualifies for first home relief?
The house must be in the town where you live or work, or where you move your residence within 18 months of the purchase. You must not own another home in that town, nor a home anywhere in Italy bought with the same relief, unless you sell it within the time the law allows. Foreign buyers qualify on the same terms.
Does my data stay private?
Yes, and not because we promise it: this tool runs entirely inside your browser. What you type or upload never leaves your device, so it never reaches a server of ours and there is nothing we could keep, read or lose. You can check it yourself: open the page, disconnect from the internet, and the tool keeps working.
Do you store what I enter?
No. There is no database behind this tool: we do not store your files, your text or your results. When you close the tab nothing is left — not here with us, because it never arrived, and not anywhere else.
Do you profile me? Are you GDPR compliant?
We do not profile you: there is no account to create, we never ask for your email to use a tool, and we keep no profile of what you do. We are an Italian company and we work under the GDPR and the other European rules, with the privacy notice and the consent request in plain sight. One thing we say in full rather than hiding it behind a slogan: the ads are Google's, and Google may use cookies to personalise them. You decide from the consent banner: if you say no the ads stay, but they are not personalised, and the tool works exactly the same.
If it is free, how do you make money?
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